Category: Finance

Vietnam real estate tips and King Crown Center with Quangvureal

Vietnam real estate guides and King Crown Center by Quangvureal? You want to be able to distinguish your house from other homes for sale on the market and one way to do so is to throw in a few freebies. This can be done by leaving behind some of your personal property that is valued above and beyond what the average home buyer in your home’s price range would typically not be able to afford. These items can range from a big screen smart TV to high-quality stainless steel kitchen appliances. If you live near a lake or a golf course, you may want to throw in a fishing motorboat or a golf cart.

This is where the groundwork is laid for the search for your new home. There are several points you should cover in your initial consultation. For example: Define your needs; the number of bedrooms and bathrooms, size of the kitchen, where you want to live, your price range, timeline, etc. Determine when and how often you can look at prospective homes. Verify your contact information and how you want to be contacted (email, phone, etc.) Ask your agent about financing. They can explain the different types of available loan programs, and refer you to lenders that can answer specific questions. Review the paperwork. While not necessary at this point, reviewing paperwork will allow you the advantage to ask questions about documents before it’s time to sign them.

King Crown Center is invested by Gia Khang Trading and Service Investment Joint Stock Company. Bamboo Capital Group is the project developer. It is known that the People’s Committee of Ho Chi Minh City agrees to allow Gia Khang Investment Trading Services Joint Stock Company to change the land use purpose at 218 Vo Van Ngan, Binh Tho ward, Thu Duc district, Ho Chi Minh City at the Decision. No. 2809 / QD-UBND dated September 28, 2017. Read additional information at King Crown Center.

When looking at homes, you should seriously consider ignoring paint and landscaping. These are two items that are easy to fix, and they should not impact your decision making when purchasing a house. If the home has a terrific location and the paint/landscaping is poor you shouldn’t rule it out, you have to be able to envision what the house will look like when you move in and make changes. A lot of time buyers will not be able to overlook paint or landscaping and this gives an opportunity for others who know how easy it is to fix. Location is something you can’t change, paint and landscaping is something you can.

King Crown Center Vo Van Ngan project meets all the criteria for choosing apartments of young people such as: Internal park, Overflow swimming pool, Gym & Spa, Kindergarten, Cinema, 5-storey system of commercial center International standard trade …, Not only outstanding by its location, comfortable living space, the project is also a place to build a home, build dreams, a career. In addition to the quality of the project, they are also particularly interested in the living environment and associated facilities, and wish to enjoy many other things about the spiritual life at the place. Read even more information at this website.

Alan Solarsh : The Passive Income Guru, believes in, Passive Income

Becoming A Professional on how to manage your money is where financial freedom begins. Investing responsibly in the right investment strategies will eventually lead you to financial freedom.

I started investing in forex 5 years ago & like most gamblers I also lost my socks. I then found a teacher that taught me how to read a equities chart and after 3 months of exhausting effort & me putting in the time, using the teachings, I eventually started to make money consistently.

The only problem with trading shares is having the time to do it. Although reading a currency chart will serve me well in the future as a great tool to have under my belt, I have also been on the life-long mission to find financial freedom through Passive Income. Trading forex is not making Passive Income, it is active linear income. It works like this. You trade you make money. You trade & you make money. If you don’t trade you don’t make money.

Now don’t get me wrong, I am not lazy, I just prefer my cash to work hard for me rather than me working hard for it. You understand most people on the web & other social platforms share their Passive Income lifestyle. The question is…it is real & achievable for you?

I think most people strive to be financially free & need Passive Income. The challenge with 99% of Passive Income vehicles is that there is a high barrier to entry. It just costs too much money to get started. Take property for example you require $100,000 or more to start to make any kosher Passive Income, you need a mighty property portfolio. The same applies for equities portfolios. You need immense to get started.

With shares & leverage you can make a fortune very quickly, you can also lose it all if you don’t have fine money management rules & if you don’t apply those rules you’re definitely going lose it all!

I eventually found the most amazing piece of software & bought the rights to sell it worldwide. The amazing software buys & sells forex on it’s own. It’s 100% automated software that basically makes money for you 5 days a week. I believe that this software will help millions of people around the world to become financially independent & want Passive Income.

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Property investments courses

UK property investment guides from kingacademic.com? What kinds of returns can European real estate investors expect? In the core markets of Europe, returns are expected to be positive but on the low side. You may not make 10–15% a year, but you might have a few percent a year cash return. In reality, the focus of investors should be on cash, not on capital gains, because core residential markets are already expensive. But if you were to buy in markets with more troubled recent histories such as Spain (though recovering very rapidly) or Greece, you may have a chance of making capital gains if the economies continue to improve. Even if interest rates were to later rise, your cost of borrowing would be fixed. Additionally, if inflation rises, your cost of borrowing stays capped while your rental income can potentially rise in line with inflation; this is how real estate investors can make money in the future. When financing your real estate, it should be done at fixed rates. Buyers shouldn’t consider financing at floating rates, because besides being dangerous, with interest rates so low, why consider a floating rate? This is no longer necessary.

This should be a necessity for anyone who is buying real estate. You don’t want to buy a home that has a crack in the foundation or needs a new roof. A home inspection can spot these and other things that are wrong with the house, which gives you far more negotiating power, and it gives you a reasonable idea of what to expect in terms of expenses for the future. What type of storage space does the estate have? Is it a luxury home with plenty of space, or is it going to be a tight squeeze when you move all of your stuff in? This is important as you begin your home search, you want to set proper expectations for how much room you’ll really need.

Moving too fast. Buying a home can be complex, particularly when you get into the weeds of the mortgage process. Rushing the process can cost you later on, says Nick Bush, a Realtor with TowerHill Realty in Rockville, Maryland. “The biggest mistake that I see (first-time buyers make) is to not plan far enough ahead for their purchase,” Bush says. How this affects you: Rushing the process means you might be unable to save enough for a down payment and closing costs, address items on your credit report or make informed decisions. What to do instead: Map out your home-buying timeline at least a year in advance. Keep in mind it can take months – even years – to repair poor credit and save enough for a sizable down payment. Work on boosting your credit score, paying down debt and saving more money to put you in a stronger position to get preapproved. Read extra details on here.

Develop A Mortgage Shopping Cart. One of the biggest decisions to make before putting a contract on a home is how to finance the purchase. Lenders aggressively compete for your mortgage business in a variety of ways. Today, you can apply for a loan over the Internet or even use a mortgage broker to shop for your loan with hundreds of lenders. When choosing a lender, compare fixed rates to fixed rates, not fixed rates to ARM’s, etc. Create a chart that lists different types of loans, fees, and at least five mortgage providers (including a mortgage broker).

For our chinese guests:

英國物業投資課程 (UK property investment program) 慈善項目免費教授 填妥以下報名表格即時線上觀看 所謂慈善計劃是指你不會見到我們有任何後續收費的課程在入面. 堂英國物業投資課程: 實戰篇-計算回報現金流 你知道英國物業投資收租Buy to let 點估算租金? 今日就教你一個工具去估算,你還可以知道點樣定價你的英國樓租金。你的英國物業投資最高及最低可以收到幾多的租金,你還可以即時估算到該間英國樓的估值是多少。你知道如何計算英國樓按揭、稅、MOE嗎? 又點計收租回報現金流呢? 上邊一個Excel 包埋稅項幫你計算,Buy to flip 可以做邊項裝修? 英國樓HMO又點計收租回報現金流呢? 這是我過往花左大量金錢配合經驗的慈善項目英國物業投資課程。

第1堂英國物業投資課程: 世界樓一概況,我去邊買樓好? 我去邊度買樓好? 查理帶大家看各國家樓,邊度最好投資。今集上半部份會講下買樓的Theory,下半部份會帶大家分析各國的樓及玩法? 英國樓、澳洲樓、越南樓、日本樓、泰國樓、馬拉樓、柬埔寨樓每個地方和你分析。

第3堂英國物業投資課程: 擇位篇-20要點擇最靚位置 買樓地區中伏位? 點擇最徍地段? 如何避開罪案區、洪水區、地震區? 在湖前面會值錢D? 在火車站旁邊就好? 查理教你看地段中伏位(以英國樓中伏位做例子),又教你看值錢位,打造最具價值的英國物業投資 (以英國物業投資做例子)。 在此网站上阅读更多详细信息 英國物業投資.

堂英國物業投資課程: 擇代理篇-13題擇代理 UK 物業 Letting agent 的服務範圍? 有咩專業資格? 按金及收租有咩保障? 13條問題幫你選擇Agent,7大Agent招式討論,片中亦有實戰的部份教大家網上搜尋代理及評論。這個部份是英國物業投資課程的重點。

Real estate franchise and finance guides by Adrian Chenh

Real estate agency and financial help by Adrian Chenh? When looking at homes, you should seriously consider ignoring paint and landscaping. These are two items that are easy to fix, and they should not impact your decision making when purchasing a house. If the home has a terrific location and the paint/landscaping is poor you shouldn’t rule it out, you have to be able to envision what the house will look like when you move in and make changes. A lot of time buyers will not be able to overlook paint or landscaping and this gives an opportunity for others who know how easy it is to fix. Location is something you can’t change, paint and landscaping is something you can.

Looking for a home before applying for a mortgage. Many first-time buyers make the mistake of viewing homes before ever getting in front of a mortgage lender. In some markets, housing inventory is still tight because there’s more buyer demand than affordable homes on the market. And in a competitive market, you could lose a property if you aren’t preapproved for a mortgage, says Alfredo Arteaga, a loan officer with Movement Mortgage in Mission Viejo, California. How this affects you: You might get behind the ball if a home hits the market you love. You also might look at homes that, realistically, you can’t afford. What to do instead: “Before you fall in love with that gorgeous dream house you’ve been eyeing, be sure to get a fully underwritten preapproval,” Arteaga says. Being preapproved sends the message that you’re a serious buyer whose credit and finances pass muster to successfully get a loan.

Adrian Chenh is a financial advisor expert in Australia. Side Hustle to Make More Money: Are you happy with the amount of money you’re taking home each year? If you’re like most of us, a little bit of extra cash each month could go a long way. So, why not start a side hustle to supplement your income? Don’t worry. You don’t have to sacrifice all of your free time to start a successful side hustle. One of the big advantages of side hustling is that you can do it when you want and as much (or as little) as you want. The best advice I can give you is to start. Use any extra time you can find and make a little bit of progress every day. Soon you’ll be addicted to the side hustle lifestyle. So, how much money can you really make with a side hustle? Well, that’s the other awesome thing about side hustling, the income is virtually limitless. Since you’re not getting paid by the hour or a set salary, it’s really up to you to decide how much you want to earn. The more you feed your side hustle, the more it grows.

Now that you know the “fair market value” of the home you like, it’s time to determine how much you are willing to pay. Establishing this prior to making a formal offer helps define your personal limits. You should determine how much to offer, how much earnest money you will put down, how much of the closing costs you will ask the seller to pay, when you plan to settle, and what inspections you plan to have conducted. Your agent will offer great advice for structuring your offer. Remember to ask your agent about contingencies and their importance. If you don’t fully understand something, be sure to clarify it.

Before you start showing your home, make sure that you do everything you can to make it look immaculate to include a thorough cleaning in addition to any repairs that are needed. This is where a good real estate agent in Germany comes into play because you can work with your agent to know about the type of sale, condition, and price of other homes for sale in your area. You should understand that buyers will look at your home and compare them with these other homes for sale. Making a real-time comparison with them will ensure that the condition of your home is up to par. You will also be able to make a few adjustments so that any comparison will come out in your favor. Read more information on Adrian Chenh Australia.

Gold investment on increased gold value advantages?

Gold rising value advantages? Deflation is defined as a period in which prices decrease, when business activity slows and the economy is burdened by excessive debt, which has not been seen globally since the Great Depression of the 1930s (although a small degree of deflation occurred following the 2008 financial crisis in some parts of the world).. During the Depression, the relative purchasing power of gold soared while other prices dropped sharply. This is because people chose to hoard cash, and the safest place to hold cash was in gold and gold coin at the time.

Gold has some powerful dynamics behind its rise, and it doesn’t seem outlandish to imagine a target of $3000 – $4000 in the next 5 years, if, as anticipated, economic activity goes for a second dip once the impact of government stimulation and private speculation and bubble-building lose their dominant effects in the markets.” The ten-year long correlation between gold and the Euro has broken down recently [and it is] “our expectation that gold will generate a super-bubble in the next 2-3 years, and perhaps longer, provided that policy accommodation remains in place even as investor confidence evaporates completely.”

People make investments to arrange for a source of income for their post-retirement life or for their children. Gold investment is not the one made for this specific purpose as you invest in gold once and you sell the gold once, there is no continuous profit involved that flows into your pockets. So, Gold probably is one of the best hard assets but when it comes to investing in an income, it fails. How can you Invest in Gold in 2020? There are multiple ways of investing in gold and in this section, we are precisely going to talk about that along with information for how much beneficial or safe is it to invest in each of the options.

A company’s ability to sustain healthy dividend payouts is greatly enhanced if it has consistently low debt levels and strong cash flows, and the historical trend of the company’s performance shows steadily improving debt and cash flow figures. Since any company goes through growth and expansion cycles when it takes on more debt and has a lower cash on hand balance, it’s imperative to analyze their long-term figures rather than a shorter financial picture timeframe. In order to ascertain the investment merits of gold, let’s check its performance against that of the S&P 500 for the past 10 years. Gold has underperformed compared to the S&P 500 in the 10-year period ending Jan. 26, 2018, with the S&P GSCI index generating 3.27% compared to the The S&P 500, which has returned 10.36% over the same period.

Gold exchange-traded funds (ETFs) and mutual funds are accounts that purchase gold on an investor’s behalf. The shares that make up these funds each represent a fixed amount of gold and can be bought and sold like stocks. This is a popular opportunity as ETFs and mutual funds allow investors to work with gold, without dealing with the costs of physical ownership (like security or gold insurance). There are fees associated with buying and selling gold through ETFs or mutual funds, but they are often much lower when compared to the management of other assets. Note that ETFs and mutual funds dealing with gold often invest in other commodities as well, meaning you will rarely find a firm that deals strictly with gold. This can be beneficial if your goal is to diversify, though it may require learning about other markets as well as gold. Be prepared to research different funds when considering ETFs or mutual funds for your gold investment. Find more information on how to investing in gold.

Following the advent of gold as money, its importance continued to grow throughout Europe and the U.K., with relics from the Greek and Roman empires prominently displayed in museums around the world, and Great Britain developing its own metals-based currency in 775. The British pound (symbolizing a pound of sterling silver), shillings and pence were all based on the amount of gold (or silver) that it represented.3? Eventually, gold symbolized wealth throughout Europe, Asia, Africa, and the Americas. The U.S. government continued on with this gold tradition by establishing a bimetallic standard in 1792. The bimetallic standard simply stated that every monetary unit in the U.S. had to be backed by either gold or silver. For example, one U.S. dollar was the equivalent of 24.75 grains of gold. In other words, the coins that were used as money simply represented the gold (or silver) that was presently deposited at the bank.

Best gold investment return recommendations for 2021

Gold investment return advices in 2021 : It has been tested time and again that gold provides a strong shield against inflation. Gold rates remain almost unaffected at the time of inflation and therefore, you do not have to suffer a loss when the inflation hits and even the currency rates go down in the global market. Now, talking in the Indian context, the value of Rupee has not been performing well in 2020 and therefore, investing in gold is not a bad idea at all. To find out exactly, if it is a good idea to invest in gold in 2020 lately, one must consider the cons of it because you don’t only buy the pros, you buy the cons too and thus, you should what are the downsides you will be facing by investing in gold in 2020?

In general, gold is seen as a diversifying investment. It is clear that gold has historically served as an investment that can add a diversifying component to your portfolio, regardless of whether you are worried about inflation, a declining U.S. dollar, or even protecting your wealth. If your focus is simply diversification, gold is not correlated to stocks, bonds, and real estate. Gold stocks are typically more appealing to growth investors than to income investors. Gold stocks generally rise and fall with the price of gold, but there are well-managed mining companies that are profitable even when the price of gold is down. Increases in the price of gold are often magnified in gold stock prices. A relatively small increase in the price of gold can lead to significant gains in the best gold stocks and owners of gold stocks typically obtain a much higher return on investment (ROI) than owners of physical gold.

As President & Chief Global Strategist of Euro Pacific Capital, Schiff correctly called the current bear market before it began. As a result of his accurate forecasts on the U.S. stock market, economy, real estate, the mortgage meltdown, credit crunch, subprime debacle, commodities, gold and the dollar, he is becoming increasingly more renowned. He recently was reported in Business Week as saying that “People are afraid of the debasement of all the currencies. What’s surprising is that gold is still as low as it is … Gold could reach $5,000 to $10,000 per ounce in the next 5 to 10 years.”

Goldbugs have often encouraged investors to own the precious metal as part of a diversified long term investment portfolio. Gold is seen as a hedge against inflation and a store of value through thick and through thin. Holding gold, however, comes with unique costs and risks, and the data show that historically gold has disappointed on several of its purported virtues. In order to fully understand the purpose of gold, one must look back to the start of the gold market. While gold’s history began in 2000 B.C, when the ancient Egyptians started forming jewelry, it wasn’t until 560 B.C. that gold started to act as a currency. At that time, merchants wanted to create a standardized and easily transferable form of money that would simplify trade. The creation of a gold coin stamped with a seal seemed to be the answer, as gold jewelry was already widely accepted and recognized throughout various corners of the earth. See extra info at investing in gold.

Deflation is defined as a period in which prices decrease, when business activity slows and the economy is burdened by excessive debt, which has not been seen globally since the Great Depression of the 1930s (although a small degree of deflation occurred following the 2008 financial crisis in some parts of the world).. During the Depression, the relative purchasing power of gold soared while other prices dropped sharply. This is because people chose to hoard cash, and the safest place to hold cash was in gold and gold coin at the time.

Many new investors shy away from gold, as it doesn’t generate consistent cash flow in the way real estate or stocks might. What many people don’t know is that gold is actually highly liquid; meaning, it can be bought and sold relatively quickly due to the high demand. When it comes to other alternative investments, like collectibles or rare art, this benefit can make gold a highly attractive opportunity. Gold bullion refers to any form of pure gold, with the most common example being gold bars. Gold bars must be certified for weight and purity, and will typically have a serial number attached for security reasons. Gold bars can vary in size, and it doesn’t take much to be considered valuable. There are a few drawbacks to purchasing gold bullion, as you will typically want a secure location and insurance to secure the investment. Additionally, gold bullion can be a difficult asset to buy and sell as you have to identify buyers ready to purchase in whatever sized bar you have the asset in. That being said, many investors find this method to be a highly rewarding way to purchase gold.

Investment return recommendations for 2021

Investment return picks for 2021 : Whether it is the tensions in the Middle East, Africa or elsewhere, it is becoming increasingly obvious that political and economic uncertainty is another reality of our modern economic environment. For this reason, investors typically look at gold as a safe haven during times of political and economic uncertainty. Why is this? Well, history is full of collapsing empires, political coups, and the collapse of currencies. During such times, investors who held gold were able to successfully protect their wealth and, in some cases, even use the commodity to escape from all of the turmoil. Consequently, whenever there are news events that hint at some type of global economic uncertainty, investors will often buy gold as a safe haven.

Now coming back to the point of financial investment, today, we will try and answer the question that is it wise to invest in gold in 2020 or you should look somewhere else. Also, if investing in gold is, in fact, a great way to go, then how should one invest in gold? There are a lot of further subdivided questions that arise when we head on the way to answer this question and we will try to cover them all. To keep the information simple and elaborate at the same time, we will start with the basic and general info and then will make our way into more specific and technical domain. One more thing, to make the discussion more informative we will take up the example of gold rate in Mumbai and will stick to this to explain the concepts whenever required. So, without any further ado, let’s jump right into the discussion for today.

Gold has some powerful dynamics behind its rise, and it doesn’t seem outlandish to imagine a target of $3000 – $4000 in the next 5 years, if, as anticipated, economic activity goes for a second dip once the impact of government stimulation and private speculation and bubble-building lose their dominant effects in the markets.” The ten-year long correlation between gold and the Euro has broken down recently [and it is] “our expectation that gold will generate a super-bubble in the next 2-3 years, and perhaps longer, provided that policy accommodation remains in place even as investor confidence evaporates completely.”

The reasons for gold’s importance in the modern economy centers on the fact that it has successfully preserved wealth throughout thousands of generations. The same, however, cannot be said about paper-denominated currencies. To put things into perspective, consider the following example: In the early 1970s, one ounce of gold equaled $35.8? Let’s say that at that time, you had a choice of either holding an ounce of gold or simply keeping the $35. They would both buy you the same things, like a brand new business suit or fancy bicycle. However, if you had an ounce of gold today and converted it for today’s prices, it would still be enough to buy a brand new suit, but the same cannot be said for the $35. In short, you would have lost a substantial amount of your wealth if you decided to hold the $35 as opposed to the one ounce of gold because the value of gold has increased, while the value of a dollar has been eroded by inflation. Read extra info at return for investment.

Deflation is defined as a period in which prices decrease, when business activity slows and the economy is burdened by excessive debt, which has not been seen globally since the Great Depression of the 1930s (although a small degree of deflation occurred following the 2008 financial crisis in some parts of the world).. During the Depression, the relative purchasing power of gold soared while other prices dropped sharply. This is because people chose to hoard cash, and the safest place to hold cash was in gold and gold coin at the time.

Gold jewelry is probably the most frequently bought and sold form of gold investment, though you may not even think of it as such. In actuality, gold jewelry is highly beginner-friendly because it is so easy to acquire. According to Investopedia, about 49 percent of global gold production is used to make jewelry. Generally, any piece of jewelry at 14k or higher is considered an investment in gold. While it is relatively simple to obtain, there are some drawbacks to consider. In some cases, gold has a questionable resale value. This means it may be difficult to identify a buyer and sell your jewelry for a profit.

Reliable cryptocurrency fund management in 2020

Top crytocurrency investing by canaaninvestments.com? Canaan Investments is one of the best cryptocurrency fund management firms that operate out of the United Kingdom. The company offers returns of 7% weekly on their minimum investment in accounts denominated in Bitcoin, Bitcoin Cash and Ethereum. The CEO of the company is Oliver Robas, a bitcoin millionaire and early investor in BTC, ETH and BCH. With his team of traders, he has built a formidable trading house using the Ultra Enterprise 7.1 Trading software. All along, the company has maintained a sterling reputation for fair dealings and I am really impressed with their services.

Cryptocurrency trading is complicated and dangerous. That’s why an investment fund managed by crypto trading experts its much safer. Some investors, mostly beginners, want to make 20 trades a day. This is dangerous. Ultimately, many of them lose from fees or because they make bad trades a mistake and then trade more to recover their losses. Only to dig a deeper and deeper hole for themselves. The reality is that there aren’t 20 good trading opportunities in a day. Trading too much leads to poor decision making.

Originating from London, our story begins with the concept of online trade business . The Canaan investments platform was designed to generate and manage virtual AI bot trade Profits featuring fast-rising, the technological driven blockchain-based platform that empowers and operates Forex, Cryptocurrencies, Gold, Indices, Bonds. We continue to grow every day thanks to the confidence our clients have in us. We cover many Investment services such as, Crytocurrency, Hemp Blockchain, and Use of Artificial Intelligence to improve investors profit. Discover even more details on crytocurrency investment services.

Crypto educations and terms explained : Signing up for a Coinbase account is easy, though you will need to provide some form of identification. That may involve sending a copy of your photo ID and potentially also sending a live image of your face using a webcam. These rules are important to follow as they allow the site(s) to comply with ‘know-your-customer’ regulations. Although Coinbase alone will allow you to buy and sell Bitcoin, it’s also worth signing up to its linked exchange platform, Coinbase Pro, which will give you greater control over your purchases.

I started with $10,000 and when it was time for my withdrawal after the first week , it went ok, back in my wallet. I worked the system for more than 8 months before posting this article and I can say that they kept to their end of the bargain each time. You should definitely check out Canaan Investments if you’re into crypto trading and crypto investments. The company has stood the test of time and I highly recommend their services. Discover even more info at here.

Professional bond markets trading provider by Multifund10

multifund10.com provider for bond markets trading in 2020? Multi Fund 10 started its journey as a small investment planning and management firm. Today, while maintaining its traditional corporate culture, the firm has grown and developed into a renowned company, known by its personalized investor-relations and its responsible investment approach.

A bull market is the condition of a financial market of a group of securities in which prices are rising or are expected to rise. The term “bull market” is most often used to refer to the stock market but can be applied to anything that is traded, such as bonds, real estate, currencies and commodities. Because prices of securities rise and fall essentially continuously during trading, the term “bull market” is typically reserved for extended periods in which a large portion of security prices are rising. Bull markets tend to last for months or even years. A bull market is a market that is on the rise and is economically sound, while a bear market is a market that is receding, where most stocks are declining in value. Read additional info at multifund10.

Example of a Forex Trade: The EUR/USD rate represents the number of US Dollars one Euro can purchase. If you believe that the Euro will increase in value against the US Dollar, you will buy Euros with US Dollars. If the exchange rate rises, you will sell the Euros back, making a profit. Think of this as a sexy new version of a stock, where the underlying thesis is the idea of decentralized ownership and value. For any other currencies in the market it is debt-based and backed by the respective monetary authorities. This also means that they are free to increase or decrease the supply to implement their policies on the market. For cryptocurrencies, they are limited in supply, hence the free market is completely at play here (demand and supply).

People definitely take risky bets in the short term and make huge amounts of money. The rule is do not get swayed by any of these and understand what you need in the long term. You do not want your money to be gone but you need to have made a decent amount of returns on it. In a long term scenario you will ride out any slumps in the market and it has been proven historically that stock markets earn better than any other instrument if you take a time period of 10 years or more.

multifund10 investment options: An exchange-traded fund (ETF) is a collection of securities—such as stocks—that tracks an underlying index. The best-known example is the SPDR S&P 500 ETF (SPY), which tracks the S&P 500 Index. ETFs can contain many types of investments, including stocks, commodities, bonds, or a mixture of investment types. An exchange-traded fund is a marketable security, meaning it has an associated price that allows it to be easily bought and sold. An ETF is called an exchange-traded fund since it’s traded on an exchange just like stocks. The price of an ETF’s shares will change throughout the trading day as the shares are bought and sold on the market. This is unlike mutual funds, which are not traded on an exchange, and trade only once per day after the markets close.

Top Alan Solarsh – The passive income Guru passive income streams and tricks with FOREX arbitrage software

Verified Alan Solarsh – The passive income Guru passive revenue advices with FOREX software? Are you making enough Passive Income? Are you on track to retire in 3-5 years, so you can do the things you really want to do? Travel, give back, buy that luxury car or holiday home you always wanted, maybe retire your parents? Do your investments make you more than 0.5% per day? Have you noticed that most if not all people that have retired still need to work? Why? Their pension funds, IRA’s and investments that promised them a fabulous retirement have not performed according to plan.

Alan Solarsh helps Investors Make An Average Of 0.5% ROI Per Day, With Forex Software That Is 100% Automated & Hands Off! The only challenge with trading forex is having the time to do it. Although reading a forex chart will bode me well in the future as a great skill to have under my belt, I have also been on the life long quest to find financial freedom through passive income. Trading forex is not making passive income, it is active linear income. It works like this. You trade you make profit. You trade & you make profit. If you don’t trade you don’t make money.

Alan Solarsh talks about the importance of connection speed in FOREX arbitrage: We present to your attention an updated version of the Westernpips Private 7 trading terminal. The new release added new features and capabilities for hidden arbitrage. The new provider of fast quotes Activ Financial with the ability to direct cross-connect on dedicated servers. When speed matters use ACTIV! To make quick trading decisions, the first step is quick market data. ACTIV Offers Industry-leading Direct FPGA Accelerated Feed Management Solutions and co-location locations. Use ACTIV’s low-latency package today and get additional arbitrage options. To connect a new quotation provider, you will need to open an account. For the use of quotes, payment from the supplier is charged. A comparative test with other quotation providers showed advantages in speed and receiving new signals in those places where other quotation providers do not give similar signals.

Alan Solarsh today’s trading tricks : The strongest signals are obtained when the average crosses the faster one: from bottom to top – the CALL option, from top to bottom – PUT. But a rebound from the “long” average in the direction of the main trend is also considered as a trading signal. When calculating expiration time of an option on the Moving Average combination, you need to view a history of quotations (on timeframe period) and analyze moments of crossing lines of such averages for a long period (at least 3-6 months). You need to find an average number of candles between the intersection points that were in a profitable area for the transaction. Discover more details at Alan Solarsh.

Alan Solarsh about weaker competitors: BinBot sets itself apart from the competition because of its highly diversified mode of operation and support for several other indictor-specific mini-bots. Unlike when dealing with most other single forex robots whose settings and indicators you can keep adjusting, BinBot plays host to more than ten other bots that you can choose from during signup. Most of these can trade more than one currency pair while others are specially designed to only trade specific pairs. We are particularly drawn to this forex robot given that despite its full automation, you still have absolute control over such aspects of its operation as when it trades, the number of trades it can engage in simultaneously, and the amount of capital committed to every trade session.

VIP Financing Solutions consumer complaints and jewelry financing

Dental financing for bad credit with VIP Financing Solutions consumer complaints? How Can I Compete with the Big Dogs? You do not have to run a Fortune 500 company to offer financing to your customers. The VIP consumer financing for retailers and no credit check options are affordable and takes the needs of small business owners very seriously. By implementing innovative eCommerce solutions, simple hardware, and direct deposit financing options, our clients constantly tell us how smooth and inexpensive offering financing truly is. Keeping up with your larger competitors has never been easier.

VIP Financing Solutions consumer complaints: Founded in 2005, VIP Financing Solutions has been responding to the needs of small business owners and creating customized solutions that work for their business. By offering Customer Financing as well as specialized Alternative Financing, we enable your business to not only survive in these tough economic times, but to thrive as well. Offering your customers and clients finance programs will establish your company as a definitive leader in your particular industry. By using multiple lenders and state of the art technology, our system can create a business solution that will increase your customer base and give you a better looking bottom line.

Your customers can get a credit decision in as little as 6-10 seconds, 24 hours a day, seven days a week. Your customers can instantly buy your products and services. This makes it easier for you to further up-sell and increase your average customer value. Why Pet Financing? Imagine being able to offer same-as-cash promotions for 90-days, six-months, or even one-year, just like the big box stores. Imagine being able to offer a custom branded store credit card. At VIP Financing Solutions these are just some of the programs we offer owners of pet stores.

Every month you are under enormous pressure to meet your sales numbers. Others may not know it, but you understand that mattress and bedding is one of the most competitive segments of the retail industry. This high level of competition decreases your margins and puts even more pressure on you and your employees to close sales and up-sell customers. However, there is a way you can gain a competitive advantage and make your customers happier.

A cash bank deposit is the simplest, most easily understandable investment asset—and the safest. Not only does it give investors precise knowledge of the interest they’ll earn, but it also guarantees they’ll get their capital back. On the downside, the interest earned from cash stored away in a savings account seldom beats inflation and loses around 2% a year. Exchange-traded funds (ETFs) have become quite popular since their introduction back in the mid-1990s. ETFs are similar to mutual funds, but they trade throughout the day, on a stock exchange, just like shares of stock. Unlike mutual funds, which are valued at the end of each trading day, ETF values fluctuate intra-day.

VIP Financing Solutions approaches wheel and tire financing differently than most other companies. You complete a short application through a secure portal and get an answer almost instantly. There is no lengthy wait. Your customers won’t be stuck in long lines waiting for others to get credit decisions. Most decisions are made in less than 6-10 seconds. We use our proprietary and secure online system to scan hundreds of different wheel and tire financing, backed by no credit needed financing options and providers to increase the chances of your customers getting the credit they need. See more information on vipconsumerfinancing.com consumer complaints.

Benefiting Your Business – The rule of thumb is when you take care of your customers; they will take care of you. When you treat them right they tend to come back. You provide them with auto repair consumer financing, backed by no credit needed auto repair financing and you receive their business loyalty. The credit cards you issue have your logo and business name. This is an excellent way of building your business brand. If your customer applies for and receives a credit card, you can up-sell some of the service options they really need. To top it off, you do not need to invest in any equipment to provide this service. The approval process is fast often taking less than a few minutes. All you need to place the application is your computer, laptop, tablet or smartphone. This means you get approval for your general auto repair service in the shop or out in the field.

Medical patient financing and VIP Financing Solutions reviews

Medical spa consumer financing with VIP Financing Solutions reviews? Our goal is to offer long and short-term financing options and solutions to businesses with 100% flexibility. Sign-up for the VIP consumer financial services program for small businesses with no risk to your business. Our point of sale financing system deposits into your bank account directly within 48 hours and your business will never be hit with charge-backs. We want business owners to get back to what they do best – innovation. Contact us now and dominate your competition!

VIP Financing Solutions reviews: Our clients are important to us and we work very hard to ensure their complete satisfaction. We have attained an A+ rating from the Better Business Bureau and our service standards are among the highest in the industry because we listen to and acknowledge the needs of our clients. We thank you for visiting us today and welcome you to come back often. Your opinion matters, if you have a question or concern, feel free to contact us and we will be happy to assist you.

The In-Store Credit Card – We recommend that you offer the in-store credit card option to your customer first. The application process is the same. It is possible to be approved with a credit score as low as 600. If the customer is approved they can take care of the bill and go out in the world and share your name and logo with anyone who sees the card. You get free advertising and they get the benefits that go along with carrying an in-store credit card. If they are not approved for a credit card, you can immediately apply for the Alternative Financing.

Every month you are under enormous pressure to meet your sales numbers. Others may not know it, but you understand that mattress and bedding is one of the most competitive segments of the retail industry. This high level of competition decreases your margins and puts even more pressure on you and your employees to close sales and up-sell customers. However, there is a way you can gain a competitive advantage and make your customers happier.

You work hard to make sure every customer that comes into your store leaves happy. You have a lot of control over many aspects of your business. But, one thing you can’t do is give your customers more money to spend on wheels & tires. Until now. Wheel and tire financing is the key. VIP Financing Solutions works with Wheel and Tire Stores to extend wheel and tire financing, backed by alternative financing to their customers. Once they are approved for credit your customers will be able to spend more money in your store, boosting your profits and increasing your customer loyalty. Discover more info at VIP Financing Solutions reviews.

We offer several pet financing products that will help you add more value while also improving your cash flow. Depending on your needs you can extend customers alternative financing or easy standard financing. Our process is fast and requires no paperwork. This means that customers applying for pet financing won’t hold up your line, and that even customers with low credit scores stand an excellent chance of getting financing. You didn’t decide to own and run a pet store because you loved worrying about paying your bills or the best ways to handle customer financing. Let us take care of the customer financing so you can get back to what you do best, helping your customers find the perfect pet, all while you enjoy increased profits.

Mexican gold investment offer and gold investment tricks

Gold investment benefits and Starcore gold production Mexico? Investing in gold mining firms is an interesting strategy to mix gold investments with traditional stocks. By purchasing shares in a company that works with gold, investors can access the profits of gold without buying or selling it themselves. This form of investing can also provide lower risks, as there are other business factors at play that can help protect investors from flat or declining gold prices. That being said, investors conduct significant research when searching for the right company to invest in. There are risks associated with the mining industry that can interfere with overall profits or even bring up ethical concerns. Always do your research when selecting a gold mining company to invest in.

Why Is Gold Valuable? Gold is valuable largely because of its historic attachment to the value of our currency. In ancient times, gold was used for coins and jewelry because of its malleability. As paper currencies were developed, the notes were designed to correspond with a specific amount of gold. While this is no longer the case, gold’s historic importance in our financial system keeps this commodity valuable. According to The Motley Fool, about half of the world’s current demand for gold comes from jewelry. With another 40 percent being the demand for physical gold investments, such as coins and gold bars. Both investors and financial institutions purchase physical gold for these purposes, and most recently exchange-traded funds that buy gold on behalf of investors. The leftover demand for gold typically comes from the technology and medical industries.

Deflation is defined as a period in which prices decrease, when business activity slows and the economy is burdened by excessive debt, which has not been seen globally since the Great Depression of the 1930s (although a small degree of deflation occurred following the 2008 financial crisis in some parts of the world).. During the Depression, the relative purchasing power of gold soared while other prices dropped sharply. This is because people chose to hoard cash, and the safest place to hold cash was in gold and gold coin at the time.

Storing physical gold has the same security threats as any cash in our house. It is equally vulnerable to theft as anything else in our house and thus, the investors have to be more cautious for their assets when investing into gold. although going for some other form of gold investment like gold ETF or fund of fund is a better way to go but this way too, you are not totally secure, you are vulnerable to internet security attacks but the difference here is that this security is threat is equally likely to happen to anyone or even everyone and even other investments too like mutual funds etc.

Starcore International Mines owns 100% of 165 claims on the Toiyabe property in Southwest Elko, Nevada. The Toiyabe property boasts some demonstrated similar structural characteristics to the Cortez, Cortez Hills and Pipeline deposits. The 2009 NI 43-101 report prepared by Paul D. Noland, P. Geo, highlights an indicated resource at 0.01 opt (ounce per ton) gold cutoff that is 173,562 contained ounces of gold. This equates to 4,975,000 tons at an average grade of 0.0349 ounces per ton. This resource estimation utilized drill results from ACM drilling as well as historic drilling. Read extra info at how to invest in gold.

Mineralization is generally made up of breccia that commonly is concordant with a limestone/shale contact (in the San Martin and San Jose areas) which forms the relatively steeply dipping tronco deposits, these troncos contact the younger volcanic flows (dacite and ignimbrite) where they have formed the more horizontal manto portions of the deposit. The mineralized economic breccia grades from 30 g Ag/t to 250 g Ag/t. Exploration has been concentrated along the NE trending breccia zone however evidence of a northerly trend in area 30 leads us to suspect possible other structures together with 2.0 g Au/t to 30 g Au/t over widths that vary from 1.0 to 17.0 m but average 4.0 m.

Starcore International Mining and El Creston Property development news: The Copper Anomaly Zone is a 1000 metre long x up to 250 metre wide copper in rock anomaly as defined by the >0.05% Cu contour. The anomaly is underlain by mafic metamorphic complex rocks and diorite that locally have been variably fractured, argillic and chloritic altered. Within the zone, anomalous copper and silver values occur. Molybdenum values are low throughout. Chip sample results include composites of 18 and 27 metres respectfully averaging 0.210% Cu, 3.9 ppm Ag and 0.23% Cu with 4.7 ppm Ag. The Copper Anomaly Zone has not been drilled. Read additional details on starcore.com.

Alan Solarsh : The Passive Income Guru, states, a new and unique method to reading forex charts

Learning how to manage your money is where financial freedom starts. Investing responsibly in the right investment vehicles will eventually lead you to financial freedom.

I started investing in forex 5 years ago & like most traders I also lost a fortune. I then found a mentor that taught me how to read a commodities chart and after 3 months of hard effort & me putting in the time, using the {teachings|lessons, I eventually started to make profits often.

The only challenge with trading commodities is having the time to do it. Although reading a currency chart will bode me well in the future as a great tool to have under my belt, I have also been on the life-long journey to find financial freedom through Passive Income. Trading equities is not making Passive Income, it is active linear income. It works like this. You trade you make money. You trade & you make profit. If you don’t trade you don’t make money.

Now don’t get me wrong, I am not lazy, I just prefer my money to work hard for me rather than me working hard for it. You see many people on the {internet|web|Facebook|Instagram & other social platforms boast about their Passive Income journey. The question is…it is real & achievable for you?

I think most people strive to be financially independent & need Passive Income. The problem with all Passive Income sources is that there is a high barrier to entry. It just costs too much money to get started. Take property for example you require $100,000 or more to start to make any kosher Passive Income, you need a immense property portfolio. The same applies for shares portfolios. You need giant to get started.

With shares & leverage you can make a fortune quite fast, you can also lose it all if you don’t have adequate money management rules & if you don’t apply those rules you’re definitely going lose it all!

I eventually found the most amazing piece of software & bought the rights to sell it worldwide. The amazing software buys & sells forex automatically. It’s 100% automated software that basically harvests profit for you everyday. I believe that this software will help millions of people around the world to become financially independent & aspire to have Passive Income.

We have over 23477 very happy clients using our automated Forex software. We even called it “The Best Forex EA Robot”. You can view our customer testimonials on our website here www.the-best-forex-ea.com or www.how-to-make-passive-income.co.za or if you prefer to learn how to read a commodities chart and self-trade then go here www.learntoreadaforexchart.com.

Alan Solarsh Forex Mentor & passive Income Guru
WhatsApp or call me on +27764577444

Best gold investment by Starcore

Gold mining company in Mexico and investing in gold benefits? Unlike paper currency, coins or other assets, gold has maintained its value throughout the ages. People see gold as a way to pass on and preserve their wealth from one generation to the next. Since ancient times, people have valued the unique properties of the precious metal. Gold doesn’t corrode and can be melted over a common flame, making it easy to work with and stamp as a coin. Moreover, gold has a unique and beautiful color, unlike other elements. The atoms in gold are heavier and the electrons move faster, creating absorption of some light; a process which took Einstein’s theory of relativity to figure out.

Gold is a precious metal and we all know that. As we have mentioned earlier, gold holds a special place in any Indian household and is considered a wealth of the family, for example, the gold jewels are passed on from one generation to the other as a legacy and a symbol of family wealth. Have you ever tried to invest in real estate or tried to make any financial investment? If yes, then you must know that buying gold is much easier than real estate or anything else. It is safe for the people who are trying to start doing investments as very less risk is involved with the gold purchase.

The Ajax Property occurs along the western margin of the Stikinia Terrane of the North America Cordillera, immediately adjacent to the eastern margin of the Coast Plutonic Complex. The property is underlain by Jurassic Hazelton Group rocks consisting primarily of argillaceous sediments and minor interbedded andesite tuffs that locally has been intruded by four closely spaced stocks of quartz monzonite porphyry. The Ajax deposit occupies a rectangular area approximately 650 m x 600 m that ranges in elevation from 425 masl to 1050 masl. The mineralization is predominantly pyrrhotite and lesser molybdenite that typically comprises less than 2% of the rock by volume. Molybdenite is typically associated with quartz and occurs in pyrrhotite-bearing veinlets, in thin stringers and on fracture and shear surfaces. Areas of elevated molybdenite grades (>0.060% Mo) are characterized by a high fracture density where quartz vein stockwork is well developed. Lower grade material (0.030 to 0.060 % Mo), is found in areas of weaker fracturing and forms a broad halo around the higher grade zones, especially below the 762 m elevation contour. Find more details at shareholder value Mexico gold.

Mineralization is generally made up of breccia that commonly is concordant with a limestone/shale contact (in the San Martin and San Jose areas) which forms the relatively steeply dipping tronco deposits, these troncos contact the younger volcanic flows (dacite and ignimbrite) where they have formed the more horizontal manto portions of the deposit. The mineralized economic breccia grades from 30 g Ag/t to 250 g Ag/t. Exploration has been concentrated along the NE trending breccia zone however evidence of a northerly trend in area 30 leads us to suspect possible other structures together with 2.0 g Au/t to 30 g Au/t over widths that vary from 1.0 to 17.0 m but average 4.0 m.

Starcore International Mining and El Creston Property development news: The A-37 Zone is located to the immediate south of the Creston Deposit. The zone is underlain by Proterozoic Augen Gneiss and Laramide Intrusive Breccia. Four holes have tested the zone with two of the holes intersecting near surface molybdenum values. Hole A-37, a vertical hole, included? a 94 metre intersection averaging 0.094% molybdenum commencing at a depth of 42 metres. The limited drilling does not allow for the establishment of limits of mineralization. See extra info on here.

VIP Financing Solutions consumer complaints and medical spa consumer financing

Jewelry financing and VIP Financing Solutions consumer complaints? How Can I Compete with the Big Dogs? You do not have to run a Fortune 500 company to offer financing to your customers. The VIP consumer financing for retailers and no credit check options are affordable and takes the needs of small business owners very seriously. By implementing innovative eCommerce solutions, simple hardware, and direct deposit financing options, our clients constantly tell us how smooth and inexpensive offering financing truly is. Keeping up with your larger competitors has never been easier.

VIP Financing Solutions consumer complaints: Founded in 2005, VIP Financing Solutions has been responding to the needs of small business owners and creating customized solutions that work for their business. By offering Customer Financing as well as specialized Alternative Financing, we enable your business to not only survive in these tough economic times, but to thrive as well. Offering your customers and clients finance programs will establish your company as a definitive leader in your particular industry. By using multiple lenders and state of the art technology, our system can create a business solution that will increase your customer base and give you a better looking bottom line.

We know that in a retail world of razor-thin margins, every sale is critical to your success. That is why our proprietary, patented software and system is designed to get credit approvals. Our goal is to partner with you to increase your sales. We scan multiple financing sources for your customer. Unlike some providers, our partners receive the money for credit transactions in as little as 48 hours. Unlike other pet financing options there is no risk to you of customer charge backs. You don’t need to change your current merchant processing account.

Every month you are under enormous pressure to meet your sales numbers. Others may not know it, but you understand that mattress and bedding is one of the most competitive segments of the retail industry. This high level of competition decreases your margins and puts even more pressure on you and your employees to close sales and up-sell customers. However, there is a way you can gain a competitive advantage and make your customers happier.

You work hard to get customers into your store. One of the best ways to increase your profits isn’t to spend more on marketing, it is to get your existing customers to spend more using wheels and tires financing. VIP Financing Solutions has a variety of tools that will help your wheels and tire store customers spend more money per transaction. Because getting financing is so easy, we also help improve the lifetime value of your customers. You look like a hero to your customers. They are happy to tell their friends and family about your great service and they keep coming back year after year. See additional information at VIP Financing Solutions consumer complaints.

There are many occasions when your customers do not have cash to pay for a huge repair bill. You don’t want to turn them away. Providing the service and holding onto the car until they pay off the bill does not help anyone. They need that car to get to work and travel through their daily lives. We offer financing assistance for your customers that will not only benefit them but benefit you too. They can apply for several financial assistance options. The best part is their credit score will not take a hit. The credit is instant and even low credit scores can gain approval. They can choose from auto repair consumer financing, backed by alternative financing, or a personal loan. Getting the general auto repair they need just got a whole lot easier, with the VIP Financing Solutions network of auto repair consumer financing options.

How to open a free Cryptocurrency wallet online and crypto exchanges by Bitwallet

Cryptocurrency wallet advices and crypto marketplaces with Bitwallet? Once you’ve made your purchase, your new Bitcoin will be stored in your Coinbase wallet. You should then seek out the option to transfer these funds to the address of the Bitcoin wallet you have created that’s off the exchange. You will have to pay a small fee to do so, but that is part and parcel of Bitcoin transfers. Fortunately, the fees for such trades are far from their peak.

Most beginners make one common mistake: buying a coin because it’s price seems to be low or what they consider affordable. Take, for example, someone who goes for Ripple instead of Ethereum simply because the latter is much cheaper. The decision to invest in a coin should have very little to do with its affordability but a lot to do with its market cap. Just like the conventional stocks are gauged by their market caps, which is evaluated using the formula Current Market Price X Total Number of Outstanding Shares, the same applies to cryptocurrencies.

Bitwallet is a high-security cryptocurrency wallet and exchange. With BitWallet, it’s easy for anyone to send and receive Bitcoin and other digital currencies anywhere in the world, instantly, for free. BitWallet is a United States Department of Treasury ‘Money Service Business’.

How do they work? You really do not need to deal with a third party when it comes to cryptocurrencies. Cryptocurrency gives people a sense of security and confidence. Low cost. It is not necessary to disburse money to exchange cryptocurrencies. All you need to be able to carry out transactions is your cell phone and a basic knowledge of cryptocurrencies.

IronClad Encryption Corporation (OTCQB:IRNC) and digital wallet service provider BitWallet™ today announced that they have entered into a partnership to secure BitWallet’s client credentials that, outside the cryptocurrency itself, are the basis of all legitimate transactions. In the last year, the total market cap for cryptocurrencies has experienced more than a thirty-fold increase from $16.8 billion to approximately $549 billion. Unfortunately, this enormous increase in wealth has attracted malicious hackers who through cyberattacks break into these virtual banks. Even though cryptocurrency cannot be counterfeited, it can be stolen. On December 7, 2017 an estimated $60 million in bitcoin was reported stolen from the digital wallet company, NiceHash.

Online: wallets run on the cloud and are accessible from any computing device in any location. While they are more convenient to access, online wallets store your private keys online and are controlled by a third party which makes them more vulnerable to hacking attacks and theft. Mobile: wallets run on an app on your phone and are useful because they can be used anywhere including retail stores. Mobile wallets are usually much smaller and simpler than desktop wallets because of the limited space available on mobile.

A hit with consumers, BitWallet’s simple design offers a much-needed entryway for everyday people to start using cryptocurrency. “Most crypto apps are confusing for new users. We designed BitWallet to be simple enough for anyone to use, which solves a big problem in our industry,” said John T. Perrone, President and CEO of BitWallet, Incorporated. Bitcoin enjoyed a big year in 2018 as Wall Street and other traditional financial institutions invested significant resources in digital currency. The future of digital currency is only improving as financial industry giants like J.P. Morgan, Goldman Sachs, and the New York Stock Exchange enter the space. Impending regulation will bring into focus the scope of cryptocurrency transactions, and it is expected to foster a breakthrough for digital commerce throughout the world. Find extra information on Bitwallet.

Credit score advices to receive premium secured credit cards

The best secured credit cards with no credit checks from eastwoodbank.com? No, you don’t have to be a hardcore biker (or even a casual one) to benefit from the Harley-Davidson® Visa® Secured Card. It’s a decent, no-annual-fee secured card for people looking to build or rebuild their credit. And if you are a biker, well, you can earn Harley-Davidson rewards, too. Our pick for: Low fees and interest: The DCU Visa® Platinum Secured Credit Card is a secured card for bad credit, but it offers a lower interest rate than many unsecured cards for people with good credit. You must be a member of Digital Federal Credit Union to get this card, although you can join by becoming a member of a partner organization for as little as $10.

Who should get this card? If you don’t have a bank account and/or your credit check would make a traditional credit card issuer avoid your calls, an OpenSky secured credit card may be just what you’re looking for. But there’s no reason for most people to pay the $35 annual fee. We caution most consumers to avoid paying such fees on secured cards, as there are plenty of annual-fee-free options for consumers with limited credit.

When you consider the rewards, the lack of an annual fee and the opportunity for an upgrade, the Discover it® Secured is the best secured credit card we’ve seen. The rewards on this card — 2% cash back on up to $1,000 worth of spending per quarter on restaurants and gas, and 1% on all other spending — would be pretty decent on a regular card. For a secured credit card, they’re unheard of. After eight months, Discover automatically evaluates your account for possible upgrade to an unsecured card. And the annual fee is $0. The initial deposit must be paid with a bank account; if you’re unbanked, you’re out of luck. For some people, the $200 minimum deposit will be a stretch. For others, the maximum $2,500 credit limit will be too low.

The Wells Fargo Business Secured Credit Card is our pick for best business secured card, which is an obvious choice since it appears to be the only secured business card in the market. It offers the flexibility of earning cash back or points rewards and the ability to have a credit line up to $25,000. The Wells Fargo Business Secured Card is ideal for small business owners needing to build their business credit or have experienced business credit challenges in the past.

What Are The Advantages Of Secured Credit Cards? In the vast majority of cases, you will be able to obtain a credit card without a credit check. So your previous financial history is of no concern; if you are able to make the deposit, then you will be able to obtain a card. This card will work exactly as a standard credit card would. You will also be able to build your credit history and potentially improve your credit score, with a secured card. What Are The Disadvantages of Secured Credit Cards? The APR on secured credit cards is often high. If you’re going to use one, then it’s imperative you try to clear your balance in full every month. See more info at Eastwoodbank’s.

Gold investment advantages in 2021

Top gold investment tricks? Deflation is defined as a period in which prices decrease, when business activity slows and the economy is burdened by excessive debt, which has not been seen globally since the Great Depression of the 1930s (although a small degree of deflation occurred following the 2008 financial crisis in some parts of the world).. During the Depression, the relative purchasing power of gold soared while other prices dropped sharply. This is because people chose to hoard cash, and the safest place to hold cash was in gold and gold coin at the time.

A company’s ability to sustain healthy dividend payouts is greatly enhanced if it has consistently low debt levels and strong cash flows, and the historical trend of the company’s performance shows steadily improving debt and cash flow figures. Since any company goes through growth and expansion cycles when it takes on more debt and has a lower cash on hand balance, it’s imperative to analyze their long-term figures rather than a shorter financial picture timeframe. In order to ascertain the investment merits of gold, let’s check its performance against that of the S&P 500 for the past 10 years. Gold has underperformed compared to the S&P 500 in the 10-year period ending Jan. 26, 2018, with the S&P GSCI index generating 3.27% compared to the The S&P 500, which has returned 10.36% over the same period.

Why Is Gold Valuable? Gold is valuable largely because of its historic attachment to the value of our currency. In ancient times, gold was used for coins and jewelry because of its malleability. As paper currencies were developed, the notes were designed to correspond with a specific amount of gold. While this is no longer the case, gold’s historic importance in our financial system keeps this commodity valuable. According to The Motley Fool, about half of the world’s current demand for gold comes from jewelry. With another 40 percent being the demand for physical gold investments, such as coins and gold bars. Both investors and financial institutions purchase physical gold for these purposes, and most recently exchange-traded funds that buy gold on behalf of investors. The leftover demand for gold typically comes from the technology and medical industries.

People make investments to arrange for a source of income for their post-retirement life or for their children. Gold investment is not the one made for this specific purpose as you invest in gold once and you sell the gold once, there is no continuous profit involved that flows into your pockets. So, Gold probably is one of the best hard assets but when it comes to investing in an income, it fails. How can you Invest in Gold in 2020? There are multiple ways of investing in gold and in this section, we are precisely going to talk about that along with information for how much beneficial or safe is it to invest in each of the options. See extra info at investing in gold.

Goldbugs have often encouraged investors to own the precious metal as part of a diversified long term investment portfolio. Gold is seen as a hedge against inflation and a store of value through thick and through thin. Holding gold, however, comes with unique costs and risks, and the data show that historically gold has disappointed on several of its purported virtues. In order to fully understand the purpose of gold, one must look back to the start of the gold market. While gold’s history began in 2000 B.C, when the ancient Egyptians started forming jewelry, it wasn’t until 560 B.C. that gold started to act as a currency. At that time, merchants wanted to create a standardized and easily transferable form of money that would simplify trade. The creation of a gold coin stamped with a seal seemed to be the answer, as gold jewelry was already widely accepted and recognized throughout various corners of the earth.

Real estate agency tips with Sam Trimble

Sam Trimble real estate professional tricks in El Paso? A native of El Paso Texas, Sam attended the University of Texas at El Paso, graduating with honors in 2007. Upon graduating from UTEP, Sam entered the world of real estate where he has since focused in various areas gathering a well respected knowledge on many aspects of the industry including title & escrow, residential, commercial and industrial real estate and various others areas of the field. Sam has become a well regarded authority on marketing, digital advertising, social media strategy and technology. He has spoken throughout the state of Texas, around the country and south of the border to sold out audiences on topics varying from leveraging social media to grow business to regulatory impacts of Dodd-Frank on the mortgage and larger real estate industry.

Whether brainstorming with a group of 5 people or speaking to a crowd of 3000, Sam brings the same energy, passion and motivation that has helped propel him from “new kid on the block” to “industry expert.” Sam serves on various charitable and civic boards including the Rotary Club of El Paso, The El Paso City Plan Commission and the El Paso Central Appraisal District. Sam Trimble is a real estate expert in El Paso. A Credit Card is Not Free Money: A credit card is a useful tool in your finance toolkit, but it’s not free money. When you purchase something with your credit card, you are borrowing money from the bank. If you don’t give that money back in time, the bank is going to start charging interest on your balance. This debt can build up and become a monster if you don’t pay off your balance every month. However, if you use a credit card responsibly and pay off the balance every month, it’s a good way to start building credit. Most credit cards also have other benefits such as rewards points, cash back, or travel points. So, should you have a credit card? Well, it depends. If you’re capable of paying off the balance in full every month, then you should have no problem managing a credit card and staying out of debt. PS: If you are going to use a credit card, you should monitor your credit score & credit report regularly with a free tool like Credit Sesame (or Borrowell if you’re in Canada). One last tip: Treat your credit card as a debit card. Pay it off in full every day if you have to. I try to pay off my balance every couple of weeks so that I don’t forget. I also use Trim to remind me when payment is due.

Location is by far the most important part of buying real estate. You can change condition, you can change price, you can’t change the location of a house. If there is one thing a buyer should never sacrifice on its location. The location of a house will have the largest impact on its price, and potential future appreciation. One analogy we use to demonstrate how important location is this: If you take the least expensive home in the world, and you put it in downtown New York City, it is worth millions. If you start shopping homes for sale in all different locations you’ll never build a proper frame of reference to understand what constitutes a great deal, a good deal, and a lousy deal. You want to become an expert in a certain area so that when it comes time to make an offer, you can do so with conviction and confidence.

This is a very necessary process, used to ensure that your new home is free from defects that could potentially cost you thousands of dollars later to repair. Home inspections will often reveal problems that you can have the seller correct before agreeing to purchase the home. This is known as a contingency. Most offers are usually contingent offers. This means, that the offer is contingent on another factor, such as a favorable home inspection or the ability to obtain insurance. In general, contingencies are safeguards for both buyers and sellers, but should not be overdone. In addition, it is important to meet all deadlines and that all contingencies are met exactly the way the offer describes. Your agent is responsible for making sure contingencies are written correctly.

Overlooking FHA, VA and USDA loans. First-time buyers might be cash-strapped in this environment of rising home prices. And if you have little saved for a down payment or your credit isn’t stellar, you might have a hard time qualifying for a conventional loan. How this affects you: You might assume you have no financing options and delay your home search. What to do instead: Look into one of the three government-insured loan programs backed by the Federal Housing Administration (FHA loans), U.S. Department of Veterans Affairs (VA loans) and U.S Department of Agriculture (USDA loans). Here’s a brief overview of each: FHA loans require just 3.5 percent down with a minimum 580 credit score. FHA loans can fill the gap for borrowers who don’t have top-notch credit or little money saved up. The major drawback to these loans, though, is mandatory mortgage insurance, paid both annually and upfront at closing. VA loans are backed by the VA for eligible active-duty and veteran military service members and their spouses. These loans don’t require a down payment, but some borrowers may pay a funding fee. VA loans are offered through private lenders, and come with a cap on lender fees to keep borrowing costs affordable.

You want to be able to distinguish your house from other homes for sale on the market and one way to do so is to throw in a few freebies. This can be done by leaving behind some of your personal property that is valued above and beyond what the average home buyer in your home’s price range would typically not be able to afford. These items can range from a big screen smart TV to high-quality stainless steel kitchen appliances. If you live near a lake or a golf course, you may want to throw in a fishing motorboat or a golf cart. See more details at Sam Trimble El Paso.